Frequently Asked Questions

In most cases, we can get started with just an application, although it is often handy to have access to three months of business bank statements.

We accept transactions of $5,000 or more.

We have completed transactions well in excess of $1.5 Million. We do not have a set ‘cap’ on dollar amount, although most of our transactions are between $15,000 and $125,000.

A commercial equipment lease is an agreement allowing a lessee to utilize equipment in exchange for making payments, while a finance agreement allows a borrower to pay back a set amount plus interest toward ownership of equipment. Often, lease agreements include a ‘residual’ offer that allows the lessee to purchase the equipment at the conclusion of the agreement for a small fraction of its original price.

Leasing equipment affords numerous benefits over financing:

Reduces tax liability: companies are often able to deduct lease payments as a business expense.

100% financing: A lease can cover the full cost of equipment, including hidden costs like shipping/freight, accessories, installation, taxes, and staff training.

Protects credit leverage: Because lease payments are not reported to the major credit bureaus, lessees are able to use their equipment while retaining access to their ability to borrow for other purposes.

Ability to upgrade: Lease agreements don’t tie you down to a piece of equipment, meaning you can upgrade as necessary over the course of conducting business.

Applied down payments: advance payments are applied toward lease payments, resulting in true “no money down” financing.

Protects ownership: We don’t take an equity position in your company, only in the equipment which prevents ownership from being diluted.

We finance equipment in a wide variety of industries including: medical, construction, logging, office, restaurant, trucking, manufacturing, agriculture, retail, and many others. We pride ourselves on making financing accessible on types of equipment conventionally excluded by our competitors.

Because we offer both in-house funding and access to our lender-partners, we are able to work with people ranging from fair to excellent credit. What’s more, we review candidates for our in-house funding manually, meaning we consider applicants as a complete package instead of simply on the basis of their credit score.

We gladly accept inquiries from brokers with customers located in Colorado, Idaho, Montana, Nevada, Oregon, Utah, Washington, Wyoming.

Absolutely! We believe this is a people business and, although we deal with a great deal of customers from all over the continental United States, love nothing more than to meet our customers face to face.