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Truck & Trailer Financing

We finance heavy trucks and trailers for fleets or owner operators.

  • Bank rates for ‘A’ credit customers
  • Just a one page application gets you up to $150,000
  • New and used truck/trailer financing options
  • Same-day approvals, funding 24-48 hours after receipt of documents
  • Startup financing available

For a same-day decision

To be contacted by one of our
finance professionals

How It Works:


Criteria: Programs for all credit types; established businesses, and startups

Down Payment: Usually zero down, with just first or first and last payment in advance; collateral-based and larger-down programs for customers with credit issues

Equipment Cost: $10,000 to $150,000 for owner operators and up to $1.5 million for fleets

Financing Options: Equipment Finance Agreement with no residual at end of term

Lease Options: Lease with a $1.00 buyout, built-in residual, fair market value (true) lease, or 10% residual at end of term

Structure: Monthly Payment Interval

Terms: Range from 24 to 72 Months

What We Finance:


  • Bucket trucks
  • Cabover trucks
  • Car Carrier trucks
  • Catering trucks/vans
  • Concrete trucks
  • Delivery trucks
  • Dump trucks
  • Garbage trucks including recycling and refuse units
  • Long haul and over the road trucks and trailers
  • Service trucks
  • Tow trucks and wreckers
  • Trailers including flatbeds, reefer, utility, walking floor
  • Water trucks

Get Started:


  1. Complete our easy three-step online application
  2. Receive a detailed funding commitment with terms and accept
  3. Sign your final documents and expect funding in 24-48 hours